Simović, Vladimir and Domazet, Ivana (2013) The effects of implementation of credit information exchange system in Serbia. In: Post Crisis Recovery. Belgrade Banking Academy, Belgrade, pp. 200-214. ISBN 978-86-7852-034-1
Full text not available from this repository. (Request a copy)Abstract
This paper analyses the effects of implementation of the credit bureau in Serbia
from microeconomic perspective. The results which were achieved by empirical
research, are leading to a conclusion that implementation of the credit bureau
institution at the national economy level has a positive impact on certain
macroeconomic aspects of relevant economy, regardless of its economic and sociopolitical
status. Existence of the negative correlation between functional
characteristics of credit bureau and trends in citizen's indebtedness, active interest
rates, rate of unsettled financial obligations under credits and time period
necessary for processing of credit applications has been established. Beside the
above mentioned, the positive impact of the credit bureau implementation on the
credit activities in Serbia has also been confirmed.
| Item Type: | Book Section |
|---|---|
| Additional Information: | COBISS.ID=1024540304 |
| Uncontrolled Keywords: | Credit Bureau, Indebtedness, Credit Risk, Interest rates, Concentration and Competition |
| Research Department: | Sectorial Economics |
| Depositing User: | Jelena Banovic |
| Date Deposited: | 21 Jul 2016 07:35 |
| Last Modified: | 14 Apr 2020 16:35 |
| URI: | http://35.240.28.64/id/eprint/596 |
| Author Links: |
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