Financial Inclusion - A Driving Force for Women's Entrepreneurship Development

Antonijević, Marija and Domazet, Ivana and Kojić, Milena and Simović, Vladimir (2024) Financial Inclusion - A Driving Force for Women's Entrepreneurship Development. Journal of Women's Entrepreneurship and Education. ISSN 2406-0674

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Abstract

The financial inclusion of women has become an important issue for the
academic community and policymakers as it is one of the crucial factors for the
development of women’s entrepreneurship. This study examines the impact of
socio-demographic factors on women's financial inclusion in the Western Balkans
(Albania, Bosnia and Herzegovina, Croatia, North Macedonia and Serbia). The
data from the Global Findex Database 2021 were used. Financial inclusion is
measured by the financial inclusion index modified by the inclusion of digital payments variable. The sample consisted of 2,683 women from the Western
Balkans region. Multiple linear regression was used to examine the influence of
age, education, employment status and income on financial inclusion. The results
indicate that education, employment status and income have a positive influence on
women's financial inclusion. However, an inverted U-shaped relationship was
found between age and financial inclusion, suggesting that inclusion increases up
to a certain point and then decreases.

Item Type:	Article
Additional Information:	COBISS.ID=150963977
Uncontrolled Keywords:	financial inclusion, digital financial inclusion, women’s entrepreneurship, Global Findex Database 2021, Western Balkan Region, financial inclusion index
Research Department:	Digital Economics
Depositing User:	Jelena Banovic
Date Deposited:	04 Sep 2024 09:13
Last Modified:	04 Sep 2024 09:13
URI:	http://35.240.28.64/id/eprint/2099
Author Links:	[error in script] No links available.

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