Sectoral Structure of Bank Loan Portfolios: a Single Country Exploratory Study

Marinković, Srđan and Minović, Jelena (2019) Sectoral Structure of Bank Loan Portfolios: a Single Country Exploratory Study. Facta Universitatis. Series, Economics and Organization, 16 (1). pp. 1-12. ISSN 0354-4699

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Abstract

The paper explores time-varying nature of sectoral composition of bank
domestic credit to private sector. Bank credit to private sector could be roughly divided
into household loans and business (enterprise) loans. The composition appears to have
significant influence on economic growth. Nevertheless, thus far it has been an overly
neglected issue in financial theory. The paper focuses on determinants of household to
total domestic private loans ratio in Serbian banking industry based on monthly time
series from the last fourteen years. We found that both credit supply and credit demand
determinants influence the sectoral composition.

Item Type:	Article
Additional Information:	COBISS.ID=512562786
Uncontrolled Keywords:	household and business loans, bank credit to private sector, Serbian banking industry, time series analysis
Research Department:	Sectorial Economics Other
Depositing User:	Jelena Banovic
Date Deposited:	29 May 2019 09:53
Last Modified:	18 May 2020 18:14
URI:	http://35.240.28.64/id/eprint/1338
Author Links:	[error in script] No links available.

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